On July 21, 2023, the Odisha cabinet, under the leadership of CM Naveen Patnaik, approved the implementation of the Mission Shakti Scooter Yojana 2023. This initiative aims to provide essential mobility assistance to the Community Support Staff (CSS) and Executive Committee (EC) members of Self-Help Group (SHG) federations. While comprehensive details about the scheme are currently limited, this article will offer a brief overview of the Mission Shakti Scooter Yojana 2023, shedding light on its objectives and key aspects. Let’s delve into the intricacies of the scheme.

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Table of Contents

What is Mission Shakti Scooter Yojana 2023?

The Mission Shakti Scooter Yojana 2023 is an initiative endorsed by the Odisha government to offer mobility assistance to the Community Support Staff (CSS) and Executive Committee (EC) members associated with Self-Help Group (SHG) federations. As part of this program, eligible CSS and EC members will be provided with an interest-free loan of up to Rs 100,000 to facilitate the purchase of a scooter. It can be an (electric/Hybrid/Petrol) scooter. The maximum repayment of this loan would be 4 years or 48 months. This noteworthy measure reflects the Odisha government’s commitment to the well-being of CSS and EC members.

Source: Official Document of Mission Shakti Scooter Yojana

The eligible beneficiary need not pay any down payment for the loan up to Rs 1 Lakh.

Mission Shakti Scooter Yojana 2023 Key Highlights

Mission Shakti Scooter Yojana 2023 Key Highlights
Mission Shakti Scooter Yojana 2023 Launch Date	July 21, 2023,
Mission Shakti Scooter Yojana Official Website	MSSY Official Website
Mission Shakti Scooter Yojana 2023 Objective	Provide financial assistance for Scooter to Community Support Staff (CSS) and EC (Executive Committee) members of SHG federations
Mission Shakti Scooter Yojana 2023 is launched by	Department of Mission Shakti, Government of Odisha
Mission Shakti Scooter Yojana 2023 Loan Amount	Rs 1,00,000
Mission Shakti Scooter Yojana Repayment Duration	Mission Shakti Scooter Yojana total number of Beneficiaries
Mission Shakti Scooter Yojana total number of Beneficaries	75,000 Community Support Staff1,25,000 Federation Leaders,
Mission Shakti Scooter Yojana 2023 Interest Rate	0%
Mission Shakti Scooter Yojana 2023	Not Yet Launched

Mission Shakti Scooter Yojana 2023 Objective

The objectives of Mission Shakti Scooter Yojana 2023 have been provided below.

To provide interest-free loans for scooters to the Community Support Staff (CSS) and EC (Executive Committee) members of SHG federations.
The Odisha government is committed to providing interest-free loans up to 1 lakh rupees.
Eligible people can apply for this at any bank through this scheme.
The government of Odisha has proposed Rs 50 crore for the FY 2023-24.
Facilitation of interest-free bank loans for the acquisition of scooters by two hundred thousand Federation Leaders and CSS (including WSHG members serving as BCA).
Augmented quality in the delivery of services by federation leaders and CSS.
Enhancement of mobility for women in both rural and urban areas, addressing their daily requirements, enabling access to government services, and facilitating the fulfillment of their responsibilities under the Mission Shakti initiative.

Mission Shakti Scooter Yojana Targeted Beneficiaries:

75,000 Community Support Staff (CSS) encompassing roles such as Community Resource Person-Community Mobilization, Master Bookkeeper, Prani Mitra, Krushi Mitra, Bank Mitra, Livelihood Support Person, Community Resource Person Enterprise Promotion, Udyog Mitra, Business Development Service Provider, which includes WSHG members serving as Business Correspondent Agents.
1,25,000 Federation Leaders, comprising Executive Members and Office Bearers of Gram Panchayat Level Federation (GPLF), Block Level Federation (BLF)/City Level Federation, and District Level Federation (DLF).

Mission Shakti Scooter Yojana Loan Amount

The applicable annual interest rate for the entire loan amount, based on the vehicle cost, will be 0%, with a maximum limit of Rs. 1 lakh.
The beneficiary is responsible for covering the differential amount between the maximum bank loan (up to Rs. 1 lakh) and the on-road price of the vehicle. This provision is effective from the fiscal year 2023-24.
The beneficiary is obligated to repay only the principal amount to the bank for loans up to Rs. 1 lakh.
The repayment period will extend to a maximum of 48 monthly installments (4 years). However, the beneficiary has the flexibility to choose a shorter repayment duration in consultation with the respective bank.
No prepayment penalty should be imposed on the loan.

Mission Shakti Scooter Yojana 2023 Eligibility Criteria

Before applying for the Odisha Mission Shakti Scooter Yojana 2023, it is essential to know the eligibility criteria for the same. The general eligibility criteria for Mission Shakti Scooter Yojana 2023 to avail of benefits are as follows:

Must be a Permanent Resident: The scheme is typically available to members who are permanent residents of Odisha. Proof of residency, such as a valid residential address or identification documents will be required.
Must be a member of CSS and EC: This scheme has been launched specially for Community Support Staff (CSS) and EC (Executive Committee) members of SHG federations, therefore, it is essential to have proof that you are one of them
Must not be a part of any other Scheme: It is expected that to be part of this scheme, one should not be a part of any other government welfare scheme.

Mission Shakti Scooter Yojana 2023 Documents Required

It is advised to keep all the documents handy to avail of benefits under the Mission Shakti Scooter Yojana 2023. The following documents are expected to be required for the Mission Shakti Scooter Yojana 2023.

Identity Proof: Valid identification documents such as a self-certified duplicate of a Voter’s ID Card, Driving License, PAN card, Aadhar Card, or Passport.
Address Proof: Documents that establish the residential address of the journalist, such as a self-attested copy of a recent Telephone Bill, Electric Bill, Property Tax Receipt (not exceeding 2 months), Voter’s ID card, Aadhar Card, or Passport.
Proof of Profession: Documents that prove that you are a member of Community Support Staff (CSS) and EC (Executive Committee) such as a work ID card, press card, and employment letter.
Proof of Residence: Proof of permanent residency in Odisha, which can be in the form of a residential certificate issued by the local government authority.
Passport-size Photograph: Keep at least 2 Recent passport-sized photographs of the journalist.
Quotation Details – From the Dealer/Seller.
Any additional documents (specify).

Mission Shakti Scooter Yojana Execution Procedures

Mission Shakti’s field functionaries will identify eligible beneficiaries, collaborate with the beneficiaries, banks, and other stakeholders, and offer necessary support throughout the documentation process of the loan application.
Loan documents will be endorsed by the respective Block Development Officer (BDO) or Child Development Project Officer (CDPO) and communicated to the bank branch for the approval of loans under the Scheme.
Upon endorsement, banks will approve and disburse the Scooter Loan directly to the two-wheeler dealer, with notifications sent to both Mission Shakti and the beneficiaries.
To enhance the scheme’s visibility, a customized logo will be affixed to each two-wheeler provided under the scheme during the scooter delivery process.
The Department of Mission Shakti will settle monthly claims from the bank within one month.
Banks will regularly claim the interest subsidy amount from the Department of Mission Shakti for the Scooter Loan every month.
Field functionaries of the Department of Mission Shakti will assist in the recovery of any overdue payments from the loan recipients under the scheme, as notified by the banks.

Mission Shakti Scooter Yojana Participating Banks

Scheduled Commercial Banks (including Public Sector Banks, Private Sector Banks, and Regional Rural Banks) as well as Cooperative banks that have entered into a Memorandum of Understanding (MoU) for the BLIS MIS Portal, are eligible to participate and benefit from the interest subsidy offered under the scheme.

Mission Shakti Scooter Yojana Application Process

To apply for the Mission Shakti Scooter Yojana 2023, one has to check the complete eligibility criteria so that they do not have to face any inconvenience in the future. Here is the complete application process that you need to follow to fill out the application form offline.

Click on the “Mission Shakti Scooter Yo jana Guidelines” and navigate to page no. 9.
Here you will see the complete “Mission Shakti Scooter Yojana Application Form”.
In the application form, you need to fill in the complete information regarding your information such as Name, Address, Father’s Name, DOB, Aadhar No, and others.

After carefully filling out the information, You also need to provide the vehicle details and attach supporting documents such as an Aadhar Card, Photographs, Quotation details, and more.
After doing all that, you need to submit the form.
Please note that you have to attach the Bank Loan acknowledgment letter and another recommendation letter from the Block Development Officer.

About Mission Shakti

Odisha Mission Shakti was a significant initiative launched by the state of Odisha, India, to empower rural women and improve their socio-economic status. Launched in 2001, the mission aimed to organize women into self-help groups (SHGs) to facilitate their access to credit, training, and resources.

By providing financial independence and encouraging entrepreneurship, Mission Shakti empowered women to actively participate in decision-making and community development. This innovative program fostered women’s leadership, leading to improved livelihoods, healthcare, and education in rural areas.

Odisha Mission Shakti served as a model for women’s empowerment initiatives across the country, driving positive societal change.

Mission Shakti has transformed the lives of more than 70 lakh women by organizing them into more than 6 lakh Self Help Groups and strengthening them through income-generating activities.

Mission Shakti Scooter Yojana FAQs