In a country like India, even today, it is the common notion that the arrival of a girl in a family is a financial burden on her parents or guardians, particularly in the context of marriage. Therefore, many families do not want to welcome a girl child. At the census of 2011, the sex ratio is 943 females per 1000 males. To combat the practice of female foeticide, many initiatives have been launched by the Indian government. Apart from the central government, almost every state takes extra care to curb this practice. The government of Goa, launched the “Goa Laadli Laxmi Scheme” to provide financial assistance at the time of marriage of a girl child.
In this article, we are going to talk about the “Goa Laadli Laxmi Scheme 2024”. Keep reading this article about Laadli Laxmi Scheme benefits, Laadli Laxmi Scheme eligibility, Laadli Laxmi Scheme documents, Laadli Laxmi Scheme application process.
What is the Goa Laadli Laxmi Scheme 2024?
Goa Laadli Laxmi Scheme is a welfare scheme launched by the Goa Government. It was initiated on July 6, 2012, and stands as a flagship program under the Department of Women & Child Development, Government of Goa. This scheme’s primary goal is to counter the alarming prevalence of female foeticide and challenge the prevailing perception that the birth of a girl in a family places a financial burden on her parents or guardians, particularly about marriage. The scheme’s objective is to provide financial empowerment to the girl child, assisting in meeting educational and other expenses upon reaching adulthood, and concurrently striving to enhance the female sex ratio in the state.
Under this scheme, the eligible girl child of the state will get Rs 1,00,000 at the time of her marriage. One must be eligible to take advantage of this scheme. Let’s talk about the scheme in detail.
Important Note:
- The application must be submitted within six months from the date of Civil Marriage Registration. Any applications received after these six months will be rejected. However, the Directorate of Women and Child Development may, in writing, condone a delay of up to an additional six months for justified reasons.
- Applicants should include only recent passport-size photographs. Edited photographs are not acceptable and should not be attached.
| Goa Laadli Laxmi Scheme 2024 Key Highlights | |
| Goa Laadli Laxmi Scheme 2024 Launch Date | July 06, 2012, |
| Goa Laadli Laxmi Scheme 2024 Official Website | GLLY Official Website |
| Goa Laadli Laxmi Scheme 2024 Objective | To provide financial assistance to the girl child for the marriage. |
| Goa Laadli Laxmi Scheme 2024 Incentive Amount | Rs 1,00,000 |
| Goa Laadli Laxmi Scheme 2024 Department | Department of Women & Child Development |
| Goa Laadli Laxmi Scheme 2024 Age Limit | 18 to 45 Years |
| Goa Laadli Laxmi Scheme 2024 Benefcaires | Girl Child of the State |
| Goa Laadli Laxmi Scheme Budget 2023-24 | 75.87 Crore |
| Goa Laadli Laxmi Scheme 2024 Helpline Number | 0832-2231499. 0832-2426112. 0832-2235308. |
Goa Laadli Laxmi Scheme Objectives
The primary goal of this initiative is to alleviate the financial burden on parents or guardians when their daughter gets married. It is crucial to emphasize that this program is not intended to promote or endorse the practice of dowry in any manner. Instead, its focus is on providing support to ensure that the girl does not become a financial liability for her family during the marriage ceremony. It is important to note that this scheme should be viewed with the understanding that its purpose is distinct from the encouragement of dowry traditions.
DOWNLOAD GOA LADLI LAXMI SCHEME OFFICIAL NOTIFICATION PDF
Goa Laadli Laxmi Scheme Benefits 2024
For unmarried recipients (individuals who reach the age of majority, i.e., 18 years, on or after April 1, 2012)
A financial grant of ₹1,00,000 will be provided through a bank fixed deposit, held jointly by the Director (Department of Women & Child Development) and the applicant. The fixed deposit will automatically renew annually upon maturity, inclusive of the accrued interest, until the applicant makes a claim under the scheme or reaches the age of 45, whichever comes earlier.
For married recipients (those who reached the age of 18 before April 1, 2012, and fall within the age bracket of 19 to 45 years starting from April 1, 2016):
A financial aid of ₹1,00,000 will be extended through a cash payment.
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Goa Laadli Laxmi Scheme Eligibility Criteria 2024
To be eligible to apply, a female candidate must satisfy the following conditions:
- Born in the State of Goa;
- Resident of Goa for the past fifteen years
- Parental income not exceeding Rs. 3.00 lakhs per annum.; and
- Fulfill one of the following criteria:
- At least one parent born in Goa and residing in Goa for the past fifteen years;
- One parent has resided in Goa for the past twenty-five years;
Furthermore, a girl born outside Goa is eligible if she meets the following criteria:
- Resident of Goa for the past fifteen years;
- Parental income not exceeding Rs. 3.00 lakhs per annum.
- Educated in Goa for a minimum continuous period of seven years; and
- Meets one of the following conditions:
- At least one parent born in Goa and residing in Goa for the past fifteen years;
- One parent has resided in Goa for the past twenty-five years;
Goa Laadli Laxmi Scheme Documents Required 2024
- A self-certified copy of the applicant’s Birth Certificate.
- A 15-year Residence Certificate for the applicant in the State of Goa. Alternatively, School Leaving Certificates and/or Bonafide Student Certificates from a recognized Educational Institution can be submitted. If the applicant discontinued education at the school level, the gap period between discontinuation and Civil Marriage Registration can be proven with a residence certificate. For graduates, certificates of passing the 10th, 12th, and graduation are sufficient evidence.
- A self-certified copy of the Aadhar Card.
- A self-certified copy of the Civil Marriage Registration Certificate issued by the Competent Authority. Additionally, a self-certified copy of the 15 or 25-year Residence Certificate of one of the parents should be provided. In place of the Residence Certificate, other documentary evidence proving residence for the specified period, such as land records (tenancy rights, mundcarial rights, occupancy rights, etc.), employment certificates, or any records satisfying the Committee, can be submitted.
- A self-certified copy of the Birth Certificate of one of the parents. If no birth certificate is available, alternative documents indicating the date and place of birth, such as a Baptism certificate, School leaving certificate of the parent(s), or any document establishing that one of the grandparents lived in Goa around the time of the claimed date of birth, or any records establishing the parent’s date of birth, can be provided.
- A self-declaration from the applicant.
- A pre-receipt with a revenue stamp (in duplicate) as prescribed.
- An Annual Family Income Certificate issued by the Competent Authority.
- An attested copy of the savings bank account passbook (with IFSC and MICR details). The submitted bank account should preferably be linked to Aadhar for Direct Benefit Transfer (DBT) purposes.
Goa Laadli Laxmi Scheme Application Process 2024
You can apply for the Laadli Laxmi Scheme Goa through the offline process only, However, you can check your application status through online mode. Before you apply for the Laadli Laxmi Scheme, it is advised to check the complete eligibility criteria so that you don’t have to face any inconvenience at the time of filling out the application form. Here is the step-by-step process that you need to follow to fill in the application form. Eligible female beneficiaries can apply for the Goa Government’s Laadli Laxmi Scheme through the offline application form.
- You can obtain the application form from the District Office of the Women and Child Development Department, and you can download the Laadli Laxmi Scheme Application Form and fill in accurate information.
- After carefully completing the application form, Attach all the necessary documents specified in the Laadli Laxmi Scheme Application Form.
- Submit the completed application form, along with all the required documents, to the same district office where the Laadli Laxmi Scheme application form was obtained.
- The Department of Women and Child Development officials will carefully review the received application form and documents.
- Selected beneficiaries will receive notifications through SMS or Email on their mobile phones.
- Additionally, female beneficiaries can verify their inclusion in the Laadli Laxmi Scheme Beneficiary List by visiting the District Office of the Department.
- The application status for the Goa Laadli Laxmi Scheme can also be checked at the District Office of the Women and Child Development Department.
- Upon final approval, the financial assistance will be directly deposited into the bank account of the married girl beneficiary.
- After the completion, a fixed deposit of Rs. 1 Lakh will be created jointly in the name of the unmarried girl beneficiary and the Director of the Women and Child Development Department.
Important Note:
The implementation of the Laadli Laxmi Scheme is carried out in collaboration with the branches of the following banks:
- State Bank of India
- Bank of India
- HDFC Bank
Address of Department of Women and Child Development
Directorate of Women and Child Development, Goa Government,
2nd Floor, Old Education Building,
18th June Road, Panjim,
Goa.
References:
- Notification of Ladli Laxmi Scheme
- Official Website of the Department of Women and Child Development
- Goa Budget 2023-24
Goa Laadli Laxmi Scheme FAQs
What is the Goa Laadli Laxmi Scheme?
Goa Laadli Laxmi Scheme is a welfare scheme launched by the Goa Government. It was initiated on July 6, 2012, and stands as a flagship program under the Department of Women & Child Development, Government of Goa. This scheme’s primary goal is to counter the alarming prevalence of female foeticide and challenge the prevailing perception that the birth of a girl in a family places a financial burden on her parents or guardians, particularly about marriage.
How much financial assistance will be provided under this scheme?
A total amount of Rs 1 Lakh rupees will be provided in the form of FD or cash depending on what age one is applying for this scheme.
Is there any age limit for applying for this scheme?
Yes. To apply for this scheme one must not be above 45 years of age. If you are less than 18 years of age, a fixed deposit in the name of the Girl Child and Department of Women and Child Development will be sanctioned by the bank. This amount can be withdrawn at the time of girl’s marriage.
At what age can I withdraw my amount from the bank?
Only after turning 18 years of age and within 6 months of civil registered marriage, one can withdraw the amount given under this scheme.
What are the eligibility criteria for this scheme?
The women beneficiary must either be born or educated in Goa.
Women beneficiaries should have been residents of Goa for the last 15 years.
At least one parent of the women beneficiary must be born in Goa and have been residing in the state for the past 15 years.
The annual income of the women beneficiary’s family should not exceed Rs. 3,00,000 per year.
What types of applications are referred to the Committee for decision?
The Committee evaluates applications from girl children who are orphans, destitute, born outside legitimate wedlock, adopted, or falling under any other cases aligning with the scheme’s objectives. Applications made by guardians or institutions/organizations caring for the child are referred to the Committee.
What happens to the financial assistance if the beneficiary passes away after marriage but before claiming the benefit?
In the unfortunate event of the beneficiary’s death post-marriage but before claiming the benefit, the financial assistance will be released to the parents. If both parents have passed away, the assistance will be released to the guardian mentioned in the Laadli Laxmi application of the deceased beneficiary.
Are there any provisions for applicants facing challenges in producing necessary documents due to family opposition? How does the Committee handle such cases?
In situations where applicants encounter difficulties in presenting documents related to their parent’s background due to family opposition, the Committee conducts a thorough examination. A compassionate and fair approach is taken to evaluate these cases, considering the unique circumstances involved.
