In India, owning a household represents a valuable asset, serving as collateral for loans and contributing to wealth accumulation. Emotionally, a home provides a sense of belonging, stability, and cherished memories. With implications for social security, educational opportunities, and urban lifestyles, homeownership in India is integral to identity, well-being, and economic stability. Acknowledging this, the Government of Gujarat launched Dr Ambedkar Awas Yojana. In this article, we are going to talk about this housing scheme in detail. I am certain that by the end of the article, you won’t have any problem regarding the same.
What is Dr. Ambedkar Awas Yojana?
Dr. Ambedkar Awas Yojana is a housing assistance scheme by the Gujarat Government launched for economically weaker individuals. Under this scheme, Individuals residing in open plots, houses made of materials like mud, grass, or bamboo, or those living in unsuitable dwellings, can avail themselves of assistance to build houses, subject to the owner’s consent.Â
The assistance is provided in three installments: the first installment of ₹40,000 (with approval of the building permit), the second installment of ₹60,000 (after reaching lintel level), and the third installment of ₹20,000 (upon completion of construction, including toilet facilities) within three months.
| Dr. Ambedkar Awas Yojana 2023 Key Highlights | |
| Dr. Ambedkar Awas Yojana Launch Date | November 05, 2023 |
| Official Website | AAY Web Portal |
| Objective | To provide |
| Beneficiaries | Economic Wekaer Sections |
| Dr. Ambedkar Awas Yojana Under which Department | Department of Housing Affairs |
| Dr. Ambedkar Awas Yojana Assistance Amount | ₹1,20,000. If the beneficiary is eligible for separate assistance for a toilet (₹12,000 |
| Dr. Ambedkar Awas Yojana No of Installments | 03 |
| Dr. Ambedkar Awas Yojana Mode of Application | Online |
| Dr. Ambedkar Awas Yojana Helpline Number | Helpline |
Dr. Ambedkar Awas Yojana Objective
The purpose of the scheme is to provide housing assistance to economically weaker individuals, especially those living below the poverty line and in dilapidated conditions, by implementing timely programs to construct suitable dwellings for them.
Dr. Ambedkar Awas Yojana Benefits
- The Dr. Ambedkar Awas Yojana is administered by the Department of Social Justice and Empowerment. Under this scheme, a total amount of Rs. 1,20,000 is provided in three installments for the construction of buildings from the ground floor upwards. The first installment offers financial assistance of Rs. 40,000 to the beneficiary. The second installment provides a benefit of Rs. 60,000, while the third installment offers Rs. 20,000.
- Apart from the assistance provided by Dr. Ambedkar Awas Yojana, beneficiaries can also avail themselves of the benefits of the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA).
- Beneficiaries under MGNREGA can obtain 90 days of unskilled employment for housing construction, with total assistance of Rs. 17,910 available through the Taluka Panchayat NREGA branch.
- Dr. Ambedkar Awas Yojana beneficiaries can also receive assistance of Rs. 12,000 for constructing toilets under the Swachh Bharat Mission.
- In rural areas, citizens can benefit from the toilet scheme through the Taluka Panchayat, while in urban areas, they can avail themselves of the scheme through the Municipal Corporation/Municipality.
Dr. Ambedkar Awas Yojana Eligibility Criteria
The eligibility criteria for the Dr. Ambedkar Awas Yojana Gujarat, have been formulated to discern and provide aid to individuals and families in Gujarat genuinely requiring housing assistance in urban and rural areas. The criteria are structured to ensure fair support without any discrimination based on caste, religion, or other factors.
- The beneficiary must be a permanent resident of Gujarat
- One must not have been a beneficiary of any other housing schemes like Pradhan Mantri Awas Yojana.
- The annual income in rural areas should not exceed ₹600,000, and in urban areas, it should not exceed ₹600,000.
- The beneficiary should be below 21 years of age.
Dr. Ambedkar Awas Yojana Documents Required
The specified documentation is vital for the online application process of the Gujarat Dr. Ambedkar Awas Yojana, as it serves the crucial purpose of verifying the applicant’s identity, eligibility, and financial status. These documents ensure that the benefits of the scheme are allocated to individuals who meet the prescribed criteria.
- The Aadhar card of the applicant
- The ration card of the applicant
- Caste certificate of the applicant
- Declaration of the total annual income of the applicant
- Proof of residence (electricity bill/license/rent agreement/voter ID)
- Land ownership proof/document/map showing the plot where the house will be built
- Affidavit for self-declaration
- Copy of the first page of the bank passbook or canceled check in the name of the applicant
- Death certificate of the husband (if applicable)
- Site plan with dimensions showing all four directions if building construction is to be done on land
- Election identity card
Dr. Ambedkar Awas Yojana Incentive Amount
- The benefit should not be availed by the beneficiary or any other member of the beneficiary’s family through any other government housing scheme.
- The assistance amount for housing is ₹1,20,000. If the beneficiary is eligible for separate assistance for a toilet (₹12,000), they must comply with the scheme rules to be eligible.
- The constructed house should be eligible for the “Dr. Ambedkar Housing Scheme” instituted by the state government.
- The limit for construction costs is ₹10,00,000 for urban areas and ₹7,00,000 for rural areas. Affordable Housing Scheme limits may be applicable in urban areas.
- The beneficiary must complete the construction within two years from the payment of the first installment.
Dr. Ambedkar Awas Yojana Application Process
How to Apply Online for Dr. Ambedkar Awas Yojana? | Step-by-Step Guide for Dr. Ambedkar Awas Yojana 2023 Application
The application process for Dr. Ambedkar Awas Yojana is facilitated through the e-Samaj Kalyan Portal, which has been established by the SJE Gujarat. Follow these steps to successfully submit your online application:
- Visit the official website of the e-Samaj Kalyan Portal.
- If you haven’t registered on the portal, click on “New User? Please Register Here.“
- Fill in your details, including name, address, mobile number, password, and Captcha code, to create a new account.
- Once your account is created, proceed to “Citizen Login.“
- Log in using your User ID, Password, and Captcha code.
- Within the Citizen Login, select “Dr. Ambedkar Awas Yojana.”
- Input your personal information as required.
- Specify your residential status, indicating whether you own a house or not.
- Upload the necessary documents according to the provided guidelines.
- After uploading all documents, carefully review the information and click on “Save.”
- After the final confirmation, you can download and print your application.
- Attach all relevant documents to the printed application and submit it to the district office.
| Dr. Ambedkar Awas Yojana Important Links (Offline) | |
| Dr. Ambedkar Awas Yojana Application Form | Application Form |
| Dr. Ambedkar Awas Yojana Self Declaration Form | Self Declaration Form |
| Dr. Ambedkar Awas Yojana View Applicant Details | Applicant Details |
Dr. Ambedkar Awas Yojana Check Application Status
- Visit the official website of the Gujarat government’s E-Samaj Kalyan Portal.
- Once on the homepage, locate and click on the “Your Application Status” link.
- On the status checking page, enter your Application Number and Birth Date as required.
- After entering the details, click on the ‘View Status’ button.
- Upon clicking the provided link, the application status will be displayed on your computer or mobile screen.
