The “Lakhpati Didi Yojana” is a plan by the government to help women in rural areas become prosperous. The goal is to improve the lives of two crore women, known as “lakhpati didis” or prosperous sisters, in villages. This is part of a bigger plan to reduce poverty and help more people have money. In this article, we will discuss the details of the Lakhpati Didi Yojana 2023.
What is Lakhpati Didi Yojana 2023?
The central government aims to empower two crore women, often called “lakhpati didis” or prosperous sisters, in rural areas. This plan fits into the larger mission of reducing poverty and helping people become financially stronger. In this program, women will receive training in useful skills that will allow them to earn more than Rs 1 lakh every year.
The significance of this program cannot be understated, as it marks a pivotal step toward achieving gender parity, economic growth, and holistic rural development. Not only does it present an avenue for women to elevate their socio-economic status, but it also contributes to the overall progress of villages and the nation as a whole.
Lakpati Didi Yojana 2023 Key Highlights
Let’s talk about the Lakpati Didi Scheme 2023 in detail.
| Lakpati Didi Yojana 2023 Key Highlights | |
| Lakpati Didi Yojana Launch Date | August 15, 2023 |
| Lakpati Didi Yojana Official Website | Click Here |
| Lakpati Didi Yojana Objective | to create two crore women millionaires in villages using SHGs |
| Lakpati Didi Yojana Number of Beneficiaries | 2 Crore |
| Lakhpati Didi Yojana Benefit | 2 Crore Women will become financially independent They will be able to earn more than 1 lakh per annum |
| Lakpati Didi Yojana under which Ministry | Ministry of Rural Development |
| Lakpati Didi Yojana Number of States | 28 States and 8 UT |
| Lakpati Didi Yojana Helpline Number | Yet to be launched |
By encouraging rural women to become financially self-reliant and economically robust, the Lakpati Didi Yojana not only instills a sense of empowerment but also fosters a conducive environment for sustainable development. This initiative envisions a future where women in villages are not just beneficiaries but active participants in India’s journey towards prosperity and inclusivity.
Features of Lakhpati Didi Yojana 2023:
- Women Self-Help Groups (SHGs) will receive drone technology to enhance their agricultural endeavors.
- This endeavor seeks to harness the power of technology to revolutionize the agricultural sector, all while fostering the advancement of women in rural societies.
- Approximately 15,000 SHGs dedicated to women will undergo training in the proficient operation and maintenance of drones.
- This educational program will not only establish novel streams for generating income but also furnish women with state-of-the-art proficiencies.
- Drones hold the potential to bring about a paradigm shift in agriculture by facilitating precise farming techniques, continuous crop supervision, and effective pest management.
- Within the framework of this initiative, women will acquire expertise in various disciplines such as crafting LED bulbs and plumbing, among other valuable skills.
What are Self-Help Groups (SHGs)?
Self-help groups, commonly known as SHGs, are grassroots organizations formed by a collective of individuals, predominantly women, who unite to address shared economic, social, or developmental needs. SHGs play a pivotal role in the Indian societal framework, empowering women, fostering socio-economic progress, and contributing to local governance.
How do Women’s Self-Help Groups (SHGs) complement government welfare schemes?
- Collaboration with Government Entities: SHGs collaborate closely with government agencies at various tiers, spanning local, district, and state levels.
- Implementation of Government Initiatives: SHGs actively participate as implementing units for diverse government initiatives, including the National Rural Livelihoods Mission (NRLM), National Urban Livelihoods Mission (NULM), and Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA).
- Financial Inclusion and Microfinance: SHGs establish links with formal financial institutions through programs like NABARD’s SHG-Bank Linkage Program, playing a pivotal role in promoting financial inclusion by facilitating access to credit, savings, and insurance services.
- As per NABARD data, SHGs have collectively accumulated savings exceeding Rs. 30,000 crores.
- Last-Mile Service Delivery: Operating as intermediaries, SHGs ensure the seamless delivery of services and initiatives from government bodies to the grassroots level.
- According to a study by NABARD, SHGs have significantly contributed to poverty reduction in India, lifting millions of women out of impoverished conditions.
- Active Grassroots Engagement: SHGs provide a platform for women to engage actively in decision-making processes and contribute meaningfully to local governance.
- A notable instance is the success of Odisha’s Mission Shakti program, which has organized more than 7 lakh women into SHGs, empowering them and fostering their active involvement.
- Skill Enhancement: SHGs offer training, knowledge exchange, and awareness programs covering various subjects, such as financial management, entrepreneurship, and health and hygiene practices.
What is the Mukhyamantri Lakhpati Didi Yojana 2023?
The Mukhyamantri Lakhpati Didi Yojana, introduced by the Chief Minister of Uttarakhand, Pushkar Singh Dhami, is a visionary program designed to bestow financial empowerment upon women engaged in self-help groups within the state. This initiative was officially launched on November 4, 2022, under the aegis of the Rural Development Department. The primary objective of this scheme is to facilitate the transformation of 1.25 lakh women associated with self-help groups into millionaires by the year 2025. The Dhami Government has ardently pledged its commitment to bolstering the financial status of women in the state through strategic governmental support.
Chief Minister Pushkar Singh Dhami inaugurated the Mukhyamantri Lakhpati Didi Yojana, underscoring its significance. The scheme endeavors to uplift the financial well-being of a substantial portion of women drawn from a total of 3.67 lakh self-help groups within the state. This transformative endeavor aspires to achieve its ambitious goal by the significant milestone of 2025, coinciding with the 25th anniversary of Uttarakhand’s formation.
To Read About the Uttrakhand Mukhyamantri Lakhpati Didi Yojana in Detail, Please Click Here
PM Lakhpati Didi Yojana 2023 FAQs
What is Lakhpati Didi Yojana 2023?
The government aims to empower two crore women, often called “lakhpati didis” or prosperous sisters, in rural areas. This plan fits into the larger mission of reducing poverty and helping people become financially stronger.
In this program, women will receive training in useful skills that will allow them to earn more than Rs 1 lakh every year.
What are the features of Lakhpati Didi Yojana?
Women Self-Help Groups (SHGs) will receive drone technology to enhance their agricultural endeavors.
This endeavor seeks to harness the power of technology to revolutionize the agricultural sector, all while fostering the advancement of women in rural societies.
Approximately 15,000 SHGs dedicated to women will undergo training in the proficient operation and maintenance of drones.
This educational program will not only establish novel streams for generating income but also furnish women with state-of-the-art proficiencies.
How many women will benefit from this scheme?
A total of 2 crore women will be benefited from the PM Lakhpati Didi Yojana 2023.
What amount of loan will be provided to the SHG women under this scheme?
A total amount of Rs 5,00,000 will be provided to the women under the PM Lakhpati Didi Yojana.
How to apply for PM Lakhpati Didi Yojana?
If you’re interested in applying for this scheme, stay tuned. The official website for applications hasn’t been launched by the Uttarakhand Government yet. We’ll update you through this article as soon as the government launches the official website for the PM Lakhpati Didi Yojana.
When was the PM Lakhpati Didi Yojana launched?
PM Lakhpati Didi Yojana 2023 was started on August 15, 2023, by the PM of India Shri Narendra Singh Modi
