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On July 16,2023, the Women and Child Minister Smt. Lakshmi Hebbalkar said that the Gruha Lakshmi Application Process has been started from July 19,2023. It is the most awaited women welfare scheme that is going to be launched by the CM Shri Siddaramaiah at the banquet hall of Vidhana Sabha. In this article, we are going to learn all about Graha Lakshmi Yojana. We will also learn about Eligibility Criteria, Documents required for the scheme, how to apply for Gruha Lakshmi Yojana Online and More. At the end of the article, you wont have any confusion regarding the scheme.Â
What is Gruha Lakshmi Yojana 2023?
Gruha Lakshmi Yojana 2023 is a financial assistance scheme launched by the government of Karnataka where a monthly assistance of Rs 2000 is provided to the woman head of the family. This is an aspirational scheme launched to make women self reliant and empower them by improving their economic status.
This scheme has been already announced in the run up of 2023 assembly elections. It should be noted that the financial assistance will be given to the head woman of the family and only one woman of the family can avail the benefit of the Gruha Lakshmi Yojana 2023.
The Gruha Lakshmi Yojana 2023 application process has been started from July 19,2023. The scheme is expected to benefit over 2 million women heads of households in Karnataka. The government has allocated Rs. 4,000 crore for the scheme. Let’s look at the Gruha Lakshmi Yojana 2023 Key Highlights to understand the scheme better.Â
Gruha Lakshmi Yojana 2023 Key Highlights
| S.No. | Gruha Lakshmi Yojana 2023 Key Highlights | |
| 1. | launch date | June 15,2023 |
| 2. | Application Form Start Date | July 19, 2023 |
| 3. | Gruha Lakshmi Yojana 2023 Application Form Last Date | Not Yet Announced |
| 4. | Gruha Laxmi Yojana Monthly Assistance | Rs 2000 per month |
| 5. | Graha Laxmi YojanaBudget allocation | Rs 4000 crore |
| 6. | First Installment | August 15,2023 to August 20,2023 |
| 7. | Official Website | https://suvidha.karnataka.gov.in/ |
Recent Update on Gruha Lakshmi Yojana 2023| Gruha Lakshmi Yojana 2023 in News
There are three updates regarding Gruha Lakshmi Yojana 2023. They are provided below.
- On August 03,2023, Karnataka Government has announced that the women of Karnataka will get financial assistance of Rs 2000 into their bank account through DBT from August 15,2023 to August 20,2023.Â
- Earlier the start date to apply for the Gruha Lakshmi Yojana 2023 was June 15,2023 but it has been now extended to July 19,2023. The last date is not yet announced on the official website of the scheme. However, one should not delay applying for it any further and should apply for the the scheme 2023 as soon as possible.Â
- It has been said that the Chief Minister of Karnataka Shri Siddaramaiah is likely to implement this scheme in Hubballi or Belagavi from 17th to 18th August, 2023.
Who is Eligible for Gruha Lakshmi Yojana?
Before applying for the Gruha Lakshmi Yojana, it is very important to check the eligibility criteria so that no incontinence can be caused after applying for the same. Here is the Gruha Lakshmi Yojana eligibility criteria which needs to be fulfilled in order to take the benefit of the scheme.Â
- The women beneficiary must belong to Antyodaya, BPL and APL families.
- The women must be identified as the head of a family in the Antyodaya, BPL and APL ration cards issued by the Government. Only then will she be able to receive the benefit of the scheme.
- It should be noted that only one woman in a family will get the scheme’s benefits.
- Women working in government institutions are not eligible to get the scheme’s benefits.
- Women who are paying taxes are also not eligible for the Gruha Laksmi Scheme
- If a woman who is the head of the family has a husband who pays income tax or file GST returns, she will not be eligible for the scheme.
What are the Benefits of Gruha Lakshmi Yojana?
The government of Karnataka is working towards making the women of the state self-reliant and financially independent, therefore, the scheme has been launched to do the following. The benefits of the scheme have been provided below.
- It makes women of karnataka strong by providing support to women through financial assistance.
- It makes the livelihoods of women better.
- Through this scheme, women become financially strong.
- Through this scheme, women can take care of the essential requirements of their life.
- The standard of living of women will also increase through this scheme which will make them more dignified.
- The Gruha Lakshmi Yojana will help in eliminating poverty from the lives of women of karnataka.
What are the documents required for Gruha Lakshmi Yojana?
Before applying for the Gruha Lakshmi Yojana, it is extremely important to check the documents that are needed for the same in order to avoid any inconvenience after. Here is the List of Gruha Lakshmi Yojana 2023 documents that are essential to produce at the time of taking the benefit.
- Aadhaar Card – this is essential
- Aadhaar Card of the husband
- BPL Card or Antyodaya Card where the woman is shown as the head of the family.
- Mobile Number – It should be a valid account as the intimation of the amount transferred will come in this number.
- Bank account Details – It should be the account of the women beneficiary only as the amount transfer will be done to her through DBT.
Also Read:
Mukhyamantri Seekho Kamao Yojana 2023: Apply Online to earn 8000-1000 a Month
How to Apply for Gruha Lakshmi Yojana Online?
To take advantage of Gruha Lakshmi Yojana, one can apply online through the official website of the government of Karnataka. With a few easy steps you can apply for the scheme at the comfort of your home. Here are the steps eligible women can follow to apply for the benefit of the Gruha Lakshmi Yojana online application.
- Visit the official website of Government of Karnataka or directly click on the Gruha Lakshmi Yojana link – Seva Sindhu Guarantee Schemes Portal.
- Look for the ‘Gruha Lakshmi Yojana’ option and click on it.
- After that, click on the ‘Click here to apply’ option. You will be redirected to the application form.
- Fill in the required information for the scheme and upload the documents (keep this handyman digital form).
- After carefully filing the application form, click the submit button. An application form number will appear on the screen
- Keep application form number for future reference.
How to Apply for Gruha Lakshmi Yojana Offline?
Although applying online for any scheme is always a better option, the government has provided an alternative to this for those who are not comfortable in applying online. In order to register for Gruha Laxmi Yojana scheme Offline which is yet to open, you can follow the given steps.
- Visit the official website of Government of Karnataka or directly click on the Gruha Lakshmi Yojana link – Seva Sindhu Guarantee Schemes Portal.
- Click on the ‘Gruha Lakshmi Yojana’ option where you can download the Gruha Lakshmi Yojana application form.
- Click on ‘Click here to download application’ option.
- Download the ‘Karnataka Gruha Lakshmi Scheme’ application form and take the printout of the same.
- Fill out the Gruha Lakshmi application form very carefully with the required details.
- After that, attach the documents required along with the form.
- Submit the duly filled form with attached documents to the Karnataka Gram One Centre or the respective district’s Assistant Director of Women and Child Development office. In case you aren’t able to download the application form from the website, you can ask the same to these offices as well.
How to check the Gruha Lakshmi Yojana Beneficiary Status?
After submitting the form, a woman can check the Gruha Lakshmi Yojana application form status from the portal called Seva Sindhu Guarantee Schemes Portal. After the closing date of the scheme, the government will release the beneficiary list of Gruha Lakshmi Yojana scheme on the official website of karnataka. It is advised to keep visiting the website regularly to have a check on the Gruha Lakshmi Yojana beneficiary status.
Conclusion
Gruha Lakshmi Yojana is an aspirational scheme from the government of karnataka towards better livelihood for the women of karnataka. This scheme not only increases the financial status of a woman but also makes them self-reliant which is very empowering for any human being. If executed correctly, this scheme will change the future of the women of karnataka.
FAQs
Q.1 Where is the Grah Lakshmi Online apply link?
A You can apply for the scheme through the Grah Laxmi Online apply link. This will take you to the Grah Lakshmi Online application form which you have to fill very carefully.Â
Q. 2 Till when can I apply for the Gruha Lakshmi Yojana online?
A. The last date of the Gruha Lakshmi Yojana online application is not yet announced.Â
Q.3Â How much amount will the Gruha Laxmi Yojana give to the women beneficiary?
A. An amount of Rs 2000 will be distributed to the eligible women of karnataka. A total budget of Rs 4000 crore has been allotted for the Gruha Lakshmi Yojana.Â
Q4. When is Gruha Lakshmi Yojana Application Process going to start?
A. Gruha Laxmi Yojana Application Process is going to commence from July 19,2023 as announced by the Government of Karnataka.
Also Read:
Mukhyamantri Seekho Kamao Yojana 2023: Apply Online to earn 8000-1000 a Month
